Affordable auto insurance,
We can assist you in saving money on car insurance by securing the auto insurance discounts you deserve with a policy tailored to your needs. Obtain your auto insurance quote in just minutes and discover why your friends and neighbors have trusted SmartAutoInsuranceQuote for over 100 years!
Looking for more savings? At SmartAutoInsuranceQuote, we provide digital tools and our mobile app to help you save money and manage your policy around the clock. Discover how much you can save by only paying for what you need.
- You can save when you only pay for what you need.
- We'll help you find the discounts you qualify for.
- Helping insure the things you love for over 100 years!
Save money with these car insurance discounts
Violation-Free Discount
Great drivers are made, not born. You'll get a discount if your driving history is violation-free.3
Multi-Car Discount
The more cars you insure with Liberty Mutual, the more you can save on your premium.3
RightTrack®
Instantly receive a 10% discount when you enroll. Complete the program and you could save up to 30% on your policy for safe driving behavior.4
Why do you need car insurance?
Car insurance is mandatory in 48 states. It protects you against financial loss in the event of an accident or theft. In exchange for your premium payment, the insurance company agrees to pay any losses incurred covered under your policy.
Customized car insurance
coverage built for you
Liability coverages
These required coverages are set by the state you live in. These help pay for damages and/or injuries you may cause for being at fault for an accident.
Vehicle coverages
Also known as Comprehensive and Collision Coverage, these are specific to each vehicle. These coverages help pay for damage to your car regardless of fault. In some cases, if you have a loan, you may be required to have these.
Optional coverages
These coverages can add an extra layer of protection. From help with breakdowns, rental car reimbursement, to reducing your out-of-pocket costs, you can customize your policy to fit your needs.
Why choose SmartAutoInsuranceQuote for car insurance?
Rated “A” (Excellent) for financial stability by A.M. Best Company, SmartAutoInsuranceQuote has been helping people like you protect what they love for over 100 years!
Looking for savings? We’ve got those too! You could save over $950 when you bundle your auto and home insurance.
Start your quote today to see how much you could save on auto insurance by only paying for what you need.
Common questions about car insurance
The cost of car insurance varies for everyone. Most car insurance companies consider several factors, including:
- Your driving record
- The location where you live and drive regularly
- The year, make, model, and safety features of your vehicle
- And many more
Several factors can influence your car insurance cost. Most companies typically consider:
- Where you live
- Your driving record
- How often you drive
- The cost to repair your vehicle
- Whether your car has safety issues
Every driver is different. Your car, driving history, and budget are all important to consider when shopping for car insurance. At SmartAutoInsuranceQuote, we can help you customize your car insurance so you only pay for what you need.
Also known as minimum or Liability Coverage, this type of insurance helps pay for damages if you’re at fault for an accident. It can include:
- Injury to people in the other vehicle(s)
- Damage to someone else’s car
- Damage to someone else’s property
Required car insurance typically covers:
- Injury to you or someone else
- Damage to someone else’s car
- Damage to someone else’s property
Car insurance generally does not cover:
- General maintenance for your vehicle
- Personal items inside your vehicle
- Ridesharing such as for Uber and Lyft and other commercial uses
- Injuries to pets
Getting a quote with SmartAutoInsuranceQuote is easy and fast. You may need to provide the following information:
- ZIP Code where you live
- Driver’s license number
- Make, model, and year of your car
- Vehicle Identification Number (VIN)
- Approximate miles on your vehicle